There are many types of Visas in the United States, and they are divided between immigrant (permanent) and non-immigrant(temporary) Visas. Among the non-immigrant Visa category, the E-2 Treaty Investor Visa is a popular choice for foreign nationals that intend to come to the United States to make a “substantial investment” in a commercial enterprise. The investor must be a citizen of a country with which the United States has entered into a “Treaty of Commerce and Navigation”. 

There are at least three ways a foreign investor can get an E-2 Visa through a construction company. 

1. Startup construction company 

The E-2 regulations do not specify what is a “substantial investment”. In general terms, an investment is to be considered “substantial” if enough capital has been invested to ensure that the company can be run. In a startup construction company, the initial investment can be made in all machinery, equipment, and tools necessary to start operating. However, to assist a consular officer determine whether an investment is substantial, it is highly recommended to submit a credible business plan. 

Our company helps in opening new corporations in California. We can help in finding contractors with a license for the safe and legal conduction of a construction company in California.

2. Purchase of an existing construction company 

Another way to obtain an E-2 Visa is to acquire an existing construction company. Ideally, the company should have been in business for at least 2 years and have a steady cashflow deriving from long-term contracts. 

We help in finding a construction company willing to sell a part of the business. 

3. Property management of residential complex 

A less frequently used, but very option to get an E-2 Visa is to build a small (25-30 units) residential complex, and then lease out the units. Real estate investments are generally not appropriate for the E-2 Visa because they are considered “passive investments”. However, building and then managing a residential complex will not be considered a passive investment, because there will be money at risk during the construction. 

Duration of an E-2 Visa 

An initial E-2 Visa is generally issued for a period of 5 years. It can be renewed indefinitely if the commercial enterprise where the investment was made is still active and has not become a “marginal enterprise”. An E-2 Visa holder looking for permanent residency (the “Green Card”) can apply for an EB-5 Visa if his/her company has reached the required investment and employment thresholds.

 Where Do I Begin if I Need a Business Loan for a Startup? 

You’ve got a great idea for a business that you want to bring to life. Now you just need to figure out how to get funding. So there are different business loans and some funding options you can choose from to help you start your business. 

1. Small Business Administration (SBA) Loans 

The Small Business Administration (SBA) has various loans that can help business owners pay for working capital or fixed assets: 

 - 7(a) loans: The SBA’s loan program, which includes financial help for businesses with special requirements. 

 - 504 loans: These loans have longer terms and a fixed rate. They’re good for purchasing or repairing real estate, equipment, or other assets. 

 - Microloans: The SBA’s smallest loan program, providing $50,000 or less to help businesses start or grow. 

There are guidelines for loan eligibility that you’ll have to meet for certain types of funding. This includes: 

- Being a for-profit business 

- Doing business in the U.S. 

- Business owners having equity through invested time or money 

- Exhausted other financing options 

2. Other Microlenders. 

Microlender loans don’t come from a bank or credit union. Microlenders are typically nonprofit organizations or individuals. Because you don’t have to go through a typical financial institution, you can get a loan through a microlender if you have a newer credit history or a lower credit score. 

3. Friends and Family. 

This can be a good option if you don’t want to go to a bank to apply for a loan. Some business owners will use their personal finances to fund their startups. If that’s not enough, they will often ask friends and family for additional capital. Depending on the situation, this type of funding can be a gift or through personal loans. 

4. Business Credit Cards. 

Business credit cards can be an option if you need cash fast for everyday operations. It also lets you build credit, which can help you secure a business loan from a bank. Like a personal credit card, it’s important you make payments on time or you may find yourself paying interest and fees. 

5. Crowdfunding. 

Crowdfunding involves raising capital from a large amount of people. Online platforms allow you to create a campaign where people can contribute small amounts of money. Crowdfunding can raise enough money to help cover working capital costs and other expenses. 

6. Grants. 

Federal and private organizations may offer small business grants that you can use for startup costs. Be aware that some grants may only be available for certain types of businesses. 

What Do You Need to Get a Startup Business Loan? 

Requirements for a startup business loan vary depending on the lender. There are certain documents you may need, such as: 

A business plan 

Statements 

Business registration 

Employer identification number (EIN) 

Personal credit reports and scores 

Having the necessary documents can save you time when trying to secure startup funds and loans. 

How Much Can I Get for a Startup Business Loan? 

Startup business loan amounts vary and depend on the type of loan you get. Most 7(a) loans have a maximum amount of $5 million. 4 SBA Express loans have a maximum amount of $350,000.5 Be aware that the more funding you request, the more information your lender may require. 

After you know how much business financing you need, it’s a good idea to gather important business documents that a lender may need. This means you’ll want to review your business plan and make sure it’s realistic and accurate.In addition, you’ll want to give your startup the best opportunity for success. So, don’t forget to: 

Protect your startup with small business insurance. 

Find a mentor to help you run your business. 

Create a marketing strategy.

Real estate is a popular investment choice, and despite the impact of high-interest rates, experts believe investors will return to real estate once rates fall. According to a Bankrate survey, 29 percent of Americans consider real estate their top long-term investment option. 

Investing in real estate offers opportunities beyond becoming a landlord. New business platforms make real estate investing more accessible, even for those without large amounts of cash. 

The Impact of Rising Interest Rates

Rising interest rates have made homes less affordable, forcing sellers to lower their prices. Throughout 2022 and early 2023, this trend has been noticeable. 

At the beginning of 2022, interest rates were relatively low, prompting buyers to lock in lower mortgage rates. However, the Federal Reserve has since aggressively raised interest rates, pushing the average 30-year mortgage rate to a decade-high of nearly 7 percent in early 2023. 

Taking the Long-Term View in Real Estate Investing 

Real estate investment requires a long-term perspective. Despite current high rates, it may be wise to accumulate cash for a down payment while waiting for rates to fall again. 

Now, let's explore the top five ways to invest in real estate in 2023. 

Buy Your Own Home 

Buying your own home allows you to build equity through monthly mortgage payments. It offers an affordable monthly payment, potential tax deductions for interest expenses, and the opportunity to benefit from lower mortgage rates. 

Purchase a Rental Property and Become a Landlord 

Investing in a residential rental property allows you to generate rental income and potentially benefit from property appreciation. Rental properties often require a lower initial investment compared to commercial properties. 

Consider House-Flipping 

House-flipping involves finding undervalued properties that require renovations or improvements. By making the necessary changes and selling the house at market value, investors can make a profit. 

Buy a Real Estate Investment Trust (REIT) 

REITs offer a passive way to invest in real estate. These trusts function like stocks, allowing investors to participate in real estate ventures without substantial upfront capital. REITs often provide dividends and the potential for attractive returns. 

Use Online Real Estate Platforms 

Online real estate platforms have made it easier to invest in larger commercial real estate deals without requiring substantial upfront capital. These platforms connect developers with investors seeking attractive returns in real estate projects. 

Pros and Cons of Real Estate Investing 

Real estate has its pros and cons. Pros include potential long-term appreciation, leveraged returns on investment, passive income from rents or REIT dividends, and tax advantages. Cons include the possibility of property price falls, risks associated with leveraged investments, property management responsibilities, and illiquidity. 

Before deciding on a real estate investment strategy, evaluate financial resources, willingness to act as a landlord, and knowledge and skills in the field. 

Tax Benefits of Real Estate Investing 

Real estate investments offer significant tax advantages. Tax benefits vary based on the type of investment, including deductions for mortgage interest, property taxes, and depreciation. Specific tax advantages exist for primary residences, rental properties, house-flipping, REITs, and online real estate deals. 

 In conclusion, real estate investment remains an appealing option. Despite current market conditions, the long-term perspective and potential for wealth creation make real estate an attractive asset class. By exploring various investment options, understanding the pros and cons, and leveraging available tax benefits, investors can make informed decisions and embark on a successful real estate investment journey in 2023.

The homebuilding market has seen a whirlwind of activity in the past two years - from hot to halted and settling somewhere in between. While we may have hit the bottom, recovery could be a slow uphill battle. High prices due to lower inventory, interest rates, inflation, and economic uncertainty are impacting demand. Supply and labor cost fluctuation further complicate the situation. 

Despite these challenges, homebuilders have options. Key strategies include: 

1.  Focusing on location - areas like California, Arizona, and Florida are still hot. Land selection and use can be just as crucial as controlling costs. It is easier and faster on the market today to sell a house in the Folsom Area than in the Paradise Area. 
2.  Being creative - observe trends and adapt accordingly. From multifamily units to modular construction, flexibility could prove advantageous. 
3.  Strengthening financial management - leverage tech-supported operations and data for better financial control. 
4.  Upskilling sales teams - retrain staff, equip them with data and modern tools, and automate where possible. 
5.  Simplifying the customer journey - make the sales process seamless and user-friendly. 
6.  Investing during downturns - use slow periods for innovation and optimization. 

Remember, passivity isn't an option - homebuilders need to actively strategize to insulate against economic hurdles and prepare for the next boom.

Dear Friend, 

While you are reading reflect on professionalism and compare it to what we do. I would like to give some examples of how the appeal to a professional company helps you save your money, reduce losses, increase profit, and also increase the value of your time. Sometimes, seeking simple advice from a professional can keep your nerves calm and save your resources. Some time ago, a man turned to us, he was the owner of five trucks. He loaded them himself, made accounts and calculations, moreover, he was one of a kind dispatcher. He had these five trucks for more than three years, but the company did not grow, because he didn’t have enough time to do anything else. A year and a half later, following his first call to us, he increased the number of trucks he had to 12, because of our help. Working with us allowed him to concentrate on what he did best: search for goods and manage brokers. I believe his companywill continue to grow if every employee will concentrate on their tasks. This applies not only todispatchers or transport companies, but also many different industries, ranging fromdentists to construction contractors.Why has America become a bureaucratic country? Everything needs a whole bunch of different permissions and papers. In situation A, you need to do this, in situation B you need to do that, and these procedures you need to know. The thing is, regulation and legislation is constantly changing and must be continuously monitored. If you are a professional, or a company owner, then you know that this process takes a lot of time and paperwork. To ensure that the work is done effectively it is important to focus on what you do best and strive to achieve better results. I want to tell an everyday example: as a teenager, I read that a plumber earns $35.00 per hour, an accountant earns $50.00 per hour. Let's say a plumber needs to prepare a financial report and documents. To prepare all this by himself, he needs four hours of his time. It turns out that the cost of preparing these documents will cost him $140.00 if we use his usual earnings per hour.. An accountant needs an hour and a half for the same job, so it will cost him $75.00. By doing simple math, we can see that if a plumber gives the task of preparing financial reports and documents to the accountant, he will save $65. This example shows that sometimes, turning to another person who specializes in a certain field will save you time and money. We specialize in the preparation of financial reports, verification of financial documents — and this concerns not only companies but individuals too. By choosing us you will have an opportunity to confirm that your decision was right based on your own experience.

Our company offers a wide range of services: 

• Audit and Tax Schedules 
• Bookkeeping and Bill Paying 
• Budgeting, Forecasting and Projections 
• Cash Flow Monitoring 

We’ve created this firm 8 years ago because we loved numbers and accounting was the perfect solution for us. Since then, we’ve managed to expand the range of services we are offering to our clients and our results helped us in growing our client base. 

We do our jobs with passion and commitment and we never forget that the client’s interest is a priority. For us, the trust of our clients is extremely important — only if you trust us the end result can be an exceptional one!